Welcome to Indicpay Payments

Indicpay Payments is a full-stack payment gateway built for businesses operating in India, giving you a
single, unified integration to accept Credit & Debit Cards, Net Banking, and UPI (including intent-based
seamless UPI checkout) — all through one simple, secure API.

Whether you're building a checkout flow for an e-commerce store, a subscription billing system, or a
marketplace, Indicpay handles the heavy lifting of routing, bank connectivity, and settlement, so you can focus
on your product.

What you can do with this API

💳 Accept payments via Cards, Net Banking, and UPI (including seamless in-app UPI intent).
🧾 Create an order and generate a secure hosted checkout link, or a UPI intent link for seamless payments.
🔍 Check the real-time status of any order at any time.
🔔 Receive instant webhook notifications the moment a payment succeeds, fails, or changes state — no
polling required.

How integration works, at a glance

Authenticate — generate a short-lived, encrypted Bearer token using your credentials. (See the
Authentication Guide.)
Create an order — call POST /api/v1/orders/create with the order and customer details. (See the API
Reference.)
Redirect or launch checkout — send your customer to the returned checkout.url, or open the
checkout.intent UPI link.
Get notified — Indicpay sends a webhook to your server the moment the payment status changes. (See the
Webhooks Guide.)
Confirm — optionally double-check with POST /api/v1/order/search before releasing goods/services.

Environments

Environment	Base URL	Use for
UAT / Sandbox	`https://uat-api.indicpay.in`	Building and testing your integration end-to-end
Production / Live	`https://api.indicpay.in`	Real, live customer payments

Always fully test your integration in UAT — including successful payments, failures, and webhook handling —
before switching to production credentials.

Next steps

🔑 UAT Credentials — sandbox keys to start testing immediately
🔐 Authentication Guide — generate your auth token in 6 languages
📘 API Reference — explore Create Order and Check Order Status
🔔 Webhooks Guide — handle real-time payment notifications

Need help? Reach out to our developer support team at [email protected].